TERMS OF SERVICE

Rules and Guidelines for Our Community

1. Acceptance of Terms

By accessing, browsing, or using the Platinum Social Club USA website, mobile applications, or any related services (collectively, the "Services"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.

If you do not agree to these Terms, you may not access or use our Services.

2. About Platinum Social Club USA

Platinum Social Club USA is a non-profit organization incorporated in the State of Maryland, dedicated to advancing Igbo culture and heritage, promoting unity, progress, and enhancing the welfare of its members residing in the United States of America.

3. Membership

3.1 Membership Application

To become a member, you must:

• Be at least 18 years of age
• Complete the membership application process
• Pay applicable membership dues
• Agree to uphold our values of Love, Unity, and Progress
• Comply with all membership requirements and guidelines

3.2 Membership Benefits and Responsibilities

As a member, you are entitled to:

• Participate in club events and activities
• Access member-only content and services
• Vote in club elections and decisions
• Use club facilities and resources

As a member, you agree to:

• Pay membership dues on time
• Conduct yourself in accordance with club values
• Respect other members and club property
• Participate constructively in club activities

3.3 Membership Termination

Membership may be terminated by:

• Voluntary resignation by the member
• Non-payment of dues after appropriate notice
• Violation of club rules or code of conduct
• Behavior detrimental to the club's mission or reputation

4. Use of Services

4.1 Permitted Use

You may use our Services for lawful purposes only and in accordance with these Terms. You agree not to use the Services:

• In any way that violates applicable laws or regulations
• To transmit or post harmful, offensive, or inappropriate content
• To impersonate others or provide false information
• To interfere with or disrupt the Services or servers
• To collect or harvest personal information about other users

4.2 Account Security

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Ensuring your account information is accurate and up-to-date

5. Content and Intellectual Property

5.1 Your Content

When you upload, post, or share content through our Services, you:

• Retain ownership of your content
• Grant us a license to use, display, and distribute your content for club purposes
• Represent that you have the right to share such content
• Agree that your content complies with these Terms

5.2 Club Content

All content provided by Platinum Social Club USA, including text, graphics, logos, and software, is protected by copyright and other intellectual property laws. You may not:

• Copy, modify, or distribute club content without permission
• Use club trademarks or logos without authorization
• Create derivative works based on club content

5.3 Content Guidelines

All content shared through our Services must:

• Be respectful and appropriate for our community
• Not contain hate speech, harassment, or discriminatory language
• Not infringe on others' intellectual property rights
• Not contain false or misleading information
• Comply with applicable laws and regulations

6. Events and Activities

6.1 Event Registration

When registering for events:

• Provide accurate information
• Pay required fees on time
• Comply with event-specific rules and guidelines
• Notify us promptly of any changes or cancellations

6.2 Event Conduct

At club events, you agree to:

• Behave respectfully toward all attendees
• Follow event organizers' instructions
• Respect venue rules and regulations
• Not engage in disruptive or inappropriate behavior

6.3 Photography and Media

By attending club events, you consent to being photographed or recorded for club promotional purposes, unless you specifically opt out.

7. Financial Terms

7.1 Membership Dues

• Membership dues are non-refundable except as required by law
• Dues must be paid by the specified deadline
• Late payments may result in suspension of membership benefits
• We reserve the right to adjust dues with appropriate notice

7.2 Event Fees

• Event fees are generally non-refundable unless the event is cancelled
• Refund policies for specific events will be clearly stated
• We reserve the right to cancel events due to insufficient registration or other circumstances

8. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

9. Disclaimers and Limitations

9.1 Service Availability

We strive to maintain continuous service availability but cannot guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue services with or without notice.

9.2 Limitation of Liability

To the fullest extent permitted by law, Platinum Social Club USA shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our Services.

9.3 Indemnification

You agree to indemnify and hold harmless Platinum Social Club USA from any claims, damages, or expenses arising from your use of our Services or violation of these Terms.

10. Dispute Resolution

10.1 Governing Law

These Terms are governed by the laws of the State of Maryland, without regard to conflict of law principles.

10.2 Dispute Resolution Process

Any disputes arising under these Terms will be resolved through:

1. Good faith negotiation between the parties
2. Mediation, if negotiation fails
3. Binding arbitration, if mediation is unsuccessful

11. Changes to Terms

We may modify these Terms at any time by posting the updated version on our website. Material changes will be communicated to members via email or website notice. Continued use of our Services after changes constitutes acceptance of the new Terms.

12. Termination

We reserve the right to terminate or suspend your access to our Services at any time, with or without cause, and with or without notice, for conduct that we believe violates these Terms or is harmful to other users or our organization.

13. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

14. Contact Information

For questions about these Terms of Service, please contact us: